A small, quiet tool for a specific problem.

What taxclara does

taxclara is a year-round financial dashboard for English-speaking residents of Portugal. It connects to your Portuguese bank account — read-only, through regulated open-banking rails — and shows you, every month, roughly what you owe in Portuguese tax. IRS, IVA, Seguça Social, retenção na fonte — all mapped to Portuguese tax rules, explained in English.

taxclara does not file your IRS. Only an OCC-certified contabilista can do that legally in Portugal. What we do is remove the surprise — so when a contabilista does file, you already know the number.

Who built it

taxclara is built by Andrew Kovalenko, a software engineer living in Lisbon. It’s operated by CYBER MIND Unipessoal LDA, a Portuguese company registered in Lisbon. Every line of code, every email, every decision is personally made here — there is no outsourced support desk in a different time zone.

Why we’re doing this

Portugal has roughly 1.5 million foreign residents and is one of the fastest-growing expat destinations in Europe. The existing options for handling Portuguese tax as an English-speaker are: a local contabilista who may or may not answer your emails, a premium service costing €500–€1,300/year, or Portal das Finanças — which is entirely in Portuguese and changes whimsically.

taxclara is the gap between those: a small, focused tool that gives you visibility all year, in your language, at a price that makes sense.

Company details

• Legal name: CYBER MIND Unipessoal LDA
• Registered in: Lisbon, Portugal
• Founder: Andrew Kovalenko
• Contact: hello@taxclara.com